Understanding the Dilemma:
You're in the midst of a financial collapse. Do you expose yourself publicly via IBC or settle it discreetly? It's like broadcasting your family feud on TV vs settling it in your drawing room.

IBC: The Courtroom Approach
Timed but drawn-out (~270+ days)
Risk of promoter displacement
More scrutiny, less flexibility

Out-of-Court Resolutions: Confidential and Flexible
Quicker settlements (usually within 90 days)
Preservation of promoter control
Lesser difficulties in funding tie-ups pre-resolution

Real-World Example: Maharashtra Packaging Firm
Confronted with insolvency, this company decided on a One-Time Settlement (OTS). They proceeded with interim funding on structured lines, negotiated with the lenders, and resumed business in two months, ownership still in place.

Major Considerations Before Selecting:
Lender's inclination to negotiate
Asset coverage and valuation potential
Sector growth trends
Bridge capital availability

Our Advisory Advantage:
Dispassionate case evaluation
Negotiation with stakeholders
Legal coordination with resolution specialists

Conclusion:
The revival path is not typical, it's strategic. Credit Curators provide the promoters with guidance, capital, and clarity to select the optimal path, be it through courts or agreement.