18 Jul 2025
Navigating Complex Finance Problems
Managing money for a business, or even personally, can get messy. Navigating Complex Finance Problems, It’s not always about overspending or making bad decisions. Sometimes the system itself is complex and honestly a bit unfair.
Let’s pause here.
Let's explain everything in simple terms rather than getting bogged down in financial jargon. For individuals and companies in a difficult situation, these five tools are revolutionizing the game.
Need Big Funds? Try Debt Syndication
Say you’re trying to raise ₹10 crore for a factory expansion or a large project. One lender says no, another offers ₹2 crore at sky-high interest, and the rest want to "get back to you."
That’s when debt syndication becomes useful. Think of it like getting a team of lenders, banks, NBFCs, and private financiers to pitch in together for the full amount. One signs the cheque, but everyone shares the risk.
It's coordinated, strategic borrowing that works.
Stuck in a Tight Spot? Interim Finance Buys You Time
You’ve got a great opportunity, maybe a merger, an acquisition, or an insolvency resolution underway. But there’s a catch: you need short-term cash to keep things going until everything falls into place.
That’s where interim finance saves the day. It's like a bridge, a temporary support when you’re stuck between where you are and where you need to be.
Businesses use it when time is tight, paperwork is pending, and momentum is everything.
Buyer Financing: Because Not All Buyers Have Cash in Hand
Let’s say you sell equipment or real estate. Your customer wants to buy, but can’t pay upfront. You lose the deal. They walk away.
Buyer financing fixes that. It's simple: someone else gives your customer a loan so you get paid fully, and they pay in EMIs.
You close the deal. They get what they need. Everyone wins.
NPA and OTS Funding: Settling the Storm Before It Hits
If your loan has become an NPA (Non-Performing Asset), you know how scary it gets. The bank wants its money. They send notices. They may even threaten to take over your property.
Sometimes, they offer a One-Time Settlement (OTS). “Pay a part of your loan and we’ll close the account.” Great idea, except you don’t have that lump sum just lying around.
That’s where OTS funding helps: someone else funds the settlement, and you repay them on new terms. Clean slate. No auctions. No threats.
Third-Party Litigation Funding: When expense comes in the way of Justice
You’ve got a strong legal case, maybe a business dispute, maybe a recovery. But fighting it means years of lawyer fees and paperwork you can’t afford.
Third-party litigation funding: it’s when Someone else funds your case. You don’t pay a penny unless you win the case, and if you do, they take a cut of your winnings.
It’s a lifeline for those who deserve justice but can’t bankroll the battle.
So, Where Do You Go for All This?
Here’s the thing: most people don’t even know these options exist. And even when they do, they’re not sure where to start.
That’s why Credit Curators was created.
We specialize in making these exact solutions work for real people:
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Finding the right lenders for debt syndication
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Getting you fast, structured interim finance
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Arranging buyer-side funding so you don’t lose sales
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Helping secure funding to accept NPA settlements (OTS)
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Connecting you to litigation funders who believe in your case
We don’t just give advice- we act, coordinate, negotiate, and close.
Whether you're a business owner, a professional, or someone just trying to resolve a financial headache, we build a solution that’s clear, legal, and doable.
No fluff. No jargon. Just real fixes for real problems.
If you’re stuck right now, we should talk.
Written By:
Priyanshi Sablok, Strategic Research & Marketing Intern
LinkedIn
Credit Curators